Own-occupation disability insurance is the most important policy feature for physicians. It ensures you receive full benefits if you're unable to work in your specific medical specialty, even if you're capable of working in another role. For example, if you're a surgeon who can no longer operate but can still teach or consult, you’ll still qualify for benefits. In this article, we exp... https://www.leveragerx.com/physician-disability-insurance/short-term-disability/